The 30-Day Money Habit Pack for Kids (Ages 7-12)

Help your child build smart money habits, one small step at a time.
Money Smart Kids is a 32-page illustrated guide for children aged 7 to 12. It explains earning, saving, budgeting, banking and spending in language kids understand, and gives them something to do after every lesson.
Your child will learn how to:

• Tell the difference between needs and wants
• Use the Save, Spend and Share jar method
• Set a savings goal and track it
• Make a simple budget
• Understand banks, interest and borrowing
• Compare prices and think twice about ads
• Recognize scams and stay safer online

Each of the nine chapters has a short story about Maya, Leo or Zoe, a Try it activity, and a harder Level up challenge for ages 10 and up. The book also includes four worksheets, a 30-day Money Smart challenge, a glossary and a note for grown-ups.
You get two files:

• PDF (32 pages, US Letter) for printing and reading on a computer or tablet
• EPUB for e-readers and reading apps like Apple Books and Kobo

This is a digital download. No physical book is shipped. For personal household use.

Printable Activity Pack

Ten print-and-fill pages that turn money lessons into things your child can do with real money.
Inside:

• Cut-out labels for Save, Spend and Share jars
• My savings goal, with a goal meter to color in
• A 12-week savings tracker
• Needs or wants? sorting page
• My monthly budget
• A one-week spending diary
• My earnings log
• Price detective comparison sheet
• The 30-day challenge checklist
• A Money Smart Kid certificate

A how-to page tells grown-ups when to use each sheet. The pack works on its own and follows the chapters of the Money Smart Kids ebook.
Format: PDF, 12 pages, US Letter size. Print as often as your household needs. This is a digital download. Nothing is shipped.

Bundle

The whole Money Smart Kids program: read a chapter together, then print the matching page and try it with real money.
You get:

• Money Smart Kids, the 32-page illustrated ebook, as a PDF and an EPUB
• The 12-page Printable Activity Pack, as a PDF, with jar labels, trackers, a budget, a spending diary, the 30-day challenge and a certificate

Written for ages 7 to 12. Best enjoyed with a parent or trusted grown-up. Digital download. Nothing is shipped. For personal household use.